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Electronic Check Acceptance® (ECA)

Now you can accept checks with confidence, save on deposit and returned check fees and have all your customers check funds deposited electronically into your bank account without having to manually deposit those checks at the bank. Plus receive funds faster! Even with out of state checks.

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The TeleCheck Electronic ECA Verification Service converts paper checks into electronic payments at the point of sale and delivers funds directly to your bank account similar to credit card processing.

This innovative check service is designed to mirror the process currently used for credit cards, the ECA service converts paper checks into electronic items at the point of sale and automatically deposits these funds into your bank account utilizing the TeleCheck Eclipse™ Payment Terminal, a specialized terminal that processes checks, credit cards and debit cards all-in-one.

"This service will literally change the way you think about checks."

Apply Now! - First Data Independent Sales TeleCheck Services"

The check writer's signature allows TeleCheck® to electronically present the transaction to the check writer's bank for settlement and that money is then automatically deposited into your business's bank account.

This service not only delivers a streamlined check acceptance process, but also eliminates returned checks, returned check fees and it eliminates the need to make trips the bank.

This new digital process improves your cash flow. Once the check is approved, it’s TeleCheck’s responsibility! No returned checks, bank deposit fees or hassles. Just like with credit cards, the service ensures quick funds settlement.

"If a check bounces its Telechecks problem not yours."

How It Works...

The process is simple. After the check writer presents his check, the clerk authorizes it through a TeleCheck ECA compatible terminal then gives the check-writer a printed receipt for signature. This signature allows TeleCheck to electronically present the transaction to the check writer’s bank for settlement and that money is automatically deposited your bank account. And, because the electronic transaction is TeleCheck’s responsibility, if it fails to clear the check writer’s account, you’ll never see a returned check or returned check fees. The bad check or transaction is TeleCheck’s responsibility.

Checks - A Hassle-Free Payment Option

In every way, the ECA service is a process that will make it safer, faster and easier to accept checks and will make checks a more viable payment option for both you and your customers.

About TeleCheck

TeleCheck is a check acceptance service that First Data Independent Sales offers through its alliance with TeleCheck Services. TeleCheck provides merchants with one of the largest and most sophisticated check acceptance systems available today and stands behind the payment of any check it approves, which reduces risks to merchants and protects your business.

While Check Warranty Services are not new to the industry; ECA is! ECA stands for Electronic Check Acceptance and significantly reduce the time it takes for your funds to be deposited into your bank account. Even for out-of-state checks! Not all credit card processing companies offer check services. With First Data Independent Sales and TeleCheck you can be assured that when you accept a check for payment it will be money in the bank. How? Simply apply for Telecheck by calling toll free 1-800-770-1838 or clicking on Sign Up Now.


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© 2009 CREDIT CARD MARKETING CENTER LLC. All rights reserved.
All trademarks, service marks and trade names referenced in this material are the property of their respective owners. FDIS #20264 is an Independent Agent Office of Cardservice International.

Services by Cardservice International

The First Data Independent Sales Agent Program is operated by Cardservice International, Inc. Cardservice International, doing business as First Data Independent Sales (FDIS), is a registered ISO/MSP for Wells Fargo Bank, NA, Walnut Creek, CA an FDIC insured bank. American Express® requires separate approval.

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